Thursday, June 25

Credit Challenges

This article from Pradeep's blog is a must read. Also read Jeff's comments on the post for educating yourself.

If someone can provide zero interest loans and ask everyone to clear their debts, people will get a fresh start. Is that but possible. At least they will need to take an admin expense

Also, todays economy means debts that you can call as assests and with compound interest make it a growing assets. And then sell them as derivatives. And insurance companies insuring these derivatives. If there is no debt, all these guys are jobless. So the cycle starts again..

ameriCa ameriCa

Obama is past 100 days. People say the honeymoon is over. But I doubt if he really had a honeymoon. He came to a hot seat and he was not sitting tight.

Anyways its interesting he is changing the C of ameriCa. From Corporate to Consumer. From Capitalism to Care for the community (shhhh.. don't call it socialism. Thats a big crime). Instead of pumping money into the rich, waiting for them to spend and revive economy, he decided to pump in money straight - into infrastructure projects.

C for commoners. He wants the common man to understand the chocolate coated dangers of credit cards. And all credits. He is attacking the revenue model and cheating ways of the credit card industry.

The next war is on health insurance. The entire American society runs on fear and insurance that protects from them from this fear. Create fear and protect. Protect you from mistakes that doctors do. Protect doctors from claims you will make. Protect you from liabilities on accidents. Create a lot of What ifs and sell them. Insurance. Saddam did not have a WMD at the end of all the search. Here is a WMD that everyone knows and no one cares to go near. Will Obama really dare to tread?

Americans on an average have a lot of medical awareness. For a headache they are told it is better to take a scan. What if there is a so and so that you miss? You are insured, go take that. Doctors are happy as they order more tests. Labs are happy. And patients are happy too. All the credit and insurance companies are happy. Who is unhappy?

What Americans need is health education. Health is not taking drugs and suppliments. Come out of the fear. There is no end for fear. East less. Eat healthy. Take less medication. Take less tests. Save money.

Tuesday, June 23



Thats what I updated on my facebook last Friday. What is on my mind now? 39

Facebook is taking a lot of my attention now. I have an Orkut account. I started that to see what is all these social networking is about. Orkut is popular with Indias. May be they are targeting the new economy BRIC? I see lot of Braizilians also there. But I dont do much Orkut these days. And thats not entertaining too if you are not active.

Facebook is different. Thanks to mobile apps, people just update their status on Facebook. And good thing is unlike scraps, these are not specific messages to anyone. This is like telling everyone. A loud thinking. A sigh. Depending on how you set up you see read all these on your main page. Do not have to go anywhere. I am driving. I just stopped. I just filled gas etc. etc. It entertains. Though I still do not write much, I visit facebook everyday. Glancing on the first page, I can get a quick view on whats happening around.

Someone can have a facebook based app for development teams also. And for business teams. Instead of writing weekly reports that are boring, may these these are better for teams to collaborate on information.

39. Four years since I wrote about fading shadows. What did change. The shadow should have started shrinking and I should have started coming out of it now. I am think a bit differently now. The first half was learning. The second half need to be delivering. Am I doing that? Am I falling off?

I want to get back. On blogging too. Entire 2008, I had 9 posts! Compare that with 35 in 2007 and 57 in 2006. And this is the first in 2009. I thought of moving to Wordpress. But why? What does it help? My problem is not where it is hosted. It is simply that I do not know what to write these days. I have lost of the corner of mind that was used as a scratchpad. At 4 past noon, am I still struggling?